Michael Jackson, aged 50, apparently suffered a cardiac arrest earlier this afternoon at his Holmby Hills home and paramedics were unable to revive him.

There still seems to be confusion as Sky news says The Los Angeles Times reports that the star is in a coma.

Fans of Michael Jackson are gathering outside the hospital. Either way it seems that Michael Jacksons future doesn’t look.

The story is still developing.

Tell us how banks have treat you unfairly, tell us how you have been effected by a business going bankrupt, were you an ex customer of Woolworth’s, Empiredirect, Zavvi, MFI etc.. Tell us your story’s! Do you own a business an have you been effected by credit crunch? If so… We want to hear from you!

Tell us your story and we’ll publish it here on Thecreditcrunch.tv

Click here to tell us your storys

Contact us now.

Electronic cigarettes can also be smoked in pubs, clubs, supermarkets and other area’s that due to the new UK smoking ban legislations dont allow traditional cigarettes to be smoked.

Electronic cigarettes can also be called E-cig, Eigarette, Gamucci electronic cigarettes, Clubit electronic cigarettes, Electronic smoking devices.

They actually work out cheaper than smoking traditional cigarettes.

Check out: Clubit Electronic cigarettes

*Perfect present for Xmas and birthdays! *Beat the smoking ban now!

This is the credit crunch munch video which is very popular right now online, check it out and let us know your feedback.

Recently I’ve had the chance to speak to Ted Murphy who is the President of SpeakToMe, Inc. The company has launched a new web service for bloggers and other online experts. 

I personally think you can actually make so much more than $50 per 1000 uniques, but lets get started first. If you don’t want the guaranteed $50, you can simply head on over to the SpeakToMe website and sign up. This service is completely free and easy to set up and start making money right now.

I’ve been using the program for a month now and have a great business relationship with Ted and I have myself made money from this program. 

Using speak-tome to monetize your website can make extra money as the credit crunch seems to get worse and worse by the way and the economic meltdown sees banks crash and go bust and shares get killed, its time to start making money the easy way from the internet.

1. Each track charges to a budget, keep a spreadsheet of all expenses, or buy a computer designed to help manage your finances. 

2. Cut Out Investment Taxes and fees many investors end up paying 2% to 3% over the beginning of each year for investment costs. At lower cost mutual funds and index funds can reduce this bill, which aggravate the savings over several decades to invest. 

3. Holidays in the off-season Take your beach holiday in early September, when you can find a luxury condo for half the cost during July and August. Holidaymakers can also save by staying with friends or the visit as low-cost developing countries. 

4. Buy used cars, books, furniture, clothing and even can be bought for a fraction of their original cost. New cars in particular are often not worth the extra cost, slightly used car can save you thousands of dollars with little or no additional maintenance. 

5. Cut back on feeding the daily food is an expense that can quickly add over time, if office workers can save a lot while bringing their lunch to work rather than buying all day . Meals consumed at home almost always costs less than evenings, even to the youngest restaurants. 

6. Reduce your car drivers stuck with a gas Guzzling SUV might consider selling and find more fuel-efficient wheels. You can save fuel and payments on auto loans. High car payments are often budget-buster, say financial advisers. 

7. Cut utility bills, especially electricity experts are full of advice on reducing electricity and heating bills: Buy bulbs effective down the thermostat, turn off air conditioning where possible, turn off lights and unplug appliances when not needed. 

8. Check your telephone service you need a fixed and a mobile phone? If you have a cell phone, do you need long distance on your phone? Cancellation of a line could mean one less monthly bill. Many people have phone packages that are too expensive for their needs to carefully read your bill. 

9. Without find movie rentals entertainment, cable television packages, purchase of books, concert tickets can be added to all. Use your local public library to read books and films for free rentals. Depending on where you live, it might also be possible to find free concerts, performances and lectures. 

10. Stop paying premiums Cable Some penny-Pinchers completely cancel cable service to save $ 100 or more each month. Others reduce their bills by reducing the premium movie channels. 

11. Consider alternatives to join a gym health benefits of a fitness club are only useful if you go often. But there are other options: Exercise at home, abroad or at a local park. Or, sign up for individual exercise or yoga rather than full membership. 

12. Drive less; Consolidate Travel Think before jumping in the car. By planning and execution of many races on the same trip by car, you cut your fuel. Rather than driving, consider using public transport or by foot, bicycle, roller or somewhere nearby.

Basically, just think about little expenses when for example your out shopping or just living your every day life, if you take into consideration the amount you earn monthly and the amount you spend monthly and can you afford to spend on little useless products or items.

In order to save money, the primary and the most important thing you must find out is that where you are spending your money or where your money is flowing out. As I have stated in the above example, If your habit of taking coffee everyday changes to having the same on every alternate day, will save you with a lot of money. You can do this because by stopping at your coffee shop everyday makes you aware of the place where you are spending your money out and by making some changes to this habit, you can increase your saving and decrease your expenditure. 
It is not the matter of coffee or a pack of cigarettes but the matter of habit, which needs change. Everybody acquires certain form of habit, which turns into an expense later. For instance, getting a pack of cigarettes everyday can raise your monthly expense to $120 and yearly it comes to $1440. We all know about the fact that it is not possible to quit smoking instantly, but you can cut back to your numbers instead. If you decrease your number of packs to two per week that is having once in 3 days, you can save Up to $480 a year. Not bad! I suppose…

Nearly 90 percent of the population does make plans to save but they spend all their income before the month is finished. This is obvious that people are bound to pay monthly bills, installments and even have to spend on the necessity of life like food and shelter. However, they can save money if they keep their some percentage of monthly income for saving differently. 

A general thumb rule is that you should put 10 percent of your monthly income into your saving account. Do not bother about how much you earn, but make sure to save a bit from that income. This habit of saving money will be beneficial in the end. In addition, if you save immediately after getting your pay, this will help you in managing your rest income properly and even you will be able to prepare a better budget.

Now comes how and when to use your credit cards. It is advisable to use your credit cards only at the time of emergency or when it is required. Credit card makes you spend on what you cannot afford. Therefore, always make use of your saving accounts when you are making a purchase. This will help you to save the money in the form of interest charged on credit card payments.

The feasible, easiest and the most uncommon way to save large amount of money is to get paycheck every two weeks. With this technique, you will get two extra paychecks a year. In this way, you can find and plan out which bills go to what paycheck and even can find out the month providing you with an extra paychecks.

Also one tip I have to tell you about is… Saving pound coins, every time you get a pound coin put it away in a jar or a massive bottle or something, this way when the jar is full you end up with a fortune

Follow these simple guidelines in order to save your precious and hard-earned money.

Thanks to Oliver @ Thisishome

Adam and Joe can be found on BBC 6 Music every Saturday 9am.
Song Wars Volume 1 now available to buy through itunes.